"The insurance claim vehicles" is an effort of the
policyholder when asking for compensation on the part of insurance companies
because of theft or accident to the car or vehicle has been insured. Here we
will review about the procedures for filing a car insurance claim by the
policyholder.
When your car has been stolen or lost as a result of an
accident, the first thing to do is contact the insurance company within 3 × 24
hours. You can contact by phone, SMS, email or by coming directly to the office
of the insurance company. It should be prioritized to avoid rejection of
"car insurance claim" you ask the reason for passing of a specified
time period.
When an accident and the car is still able to walk, the car
should be taken to a repair shop appointed by the insurance company. If the car
has sustained serious damage, the car should be photographed or documented
first. This photo will be the proof that there really had been an accident.
Policyholders must fill out a form provided by the insurance
company. The form is one of the completeness of the documents for approval a
car insurance claim. Next is to give information about the chronology of events
to the insurance company with the information truthfully. It will be the
consideration of whether the insurance company claims will be approved or
rejected. In addition, policyholders are required to complete several documents
offered by insurance companies. The documents that must be prepared is as
follows:
# Documents accident
Claim forms are already
filled. The new claims process would be conducted by the insurance company if
the policyholder has a claim form to complete filling.
Copy or photocopy of
an auto insurance policy. This document later as evidence that policyholders
indeed a customer of an insurance company. In addition, this document to find
out if the premium has been paid or not.
- A copy or photocopy of driver's license.
- A copy or photocopy of the vehicle registration.
- Certificate from the local police. This document will be considered an insurance company to provide compensation or not.
# Document third party liability (if any third party)
Affidavit of
claims for compensation from a third party. This document can be used as a
guarantee that policyholders who have caused damage to third party cars.
A written statement
about the absence of insurance. Generally there are a number of insurance
companies will not reimburse if the third party to have car insurance.
Therefore, this document becomes one of the conditions is very important.
Copy or photocopy of driver's license / ID card and vehicle
registration.
Certificate from the local police. This letter will be the
proof that indeed at times and in certain places had been an accident.
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